LoanCompareAI › Tools › Loan Comparison Calculator
Loan Comparison Calculator
Enter two loan offers and compare them on identical math: true monthly payment, total interest over the life of the loan, and total cost including fees. The winner is the lower total cost, not the lower headline rate.
Loan A
Loan B
| Loan A | Loan B |
|---|
Fixed-rate amortization; fees assumed paid upfront (not financed). Estimates only — the lender's Truth-in-Lending disclosure governs.
Why "cost per $1,000 borrowed" is on the table
When two offers have different amounts or terms, raw totals mislead. Cost per $1,000 borrowed normalizes both loans to the same yardstick — it's the number an analyst would compare, and now it's the number you compare too.
Want the full breakdown by email? Leave your address and we'll send it with the matching guide.